Need an appraisal in Gunnison or Gunnison County?

The top 7 reasons CO homeowners hire Appraisal Group of Western Colorado:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payments
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CO divorce, when real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Need help determining the value of your home in or near Gunnison, CO?
Contact Appraisal Group of Western Colorado.

We at Appraisal Group of Western Colorado understand the special needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. Being a consumer that probably doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Group of Western Colorado, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you remove unwanted and unneeded PMI insurance.

Challenging Gunnison county's assessment of your property

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This only means you're going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Appraisal Group of Western Colorado is your number one weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be unsuitable from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Appraisal Group of Western Colorado can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Group of Western Colorado can help you with that. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.